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    <lastmod>2025-10-28</lastmod>
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      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2022-07-09</lastmod>
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      <image:title>International Community - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.drmalaga.com/telepsychology</loc>
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    <lastmod>2025-08-05</lastmod>
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      <image:title>Telehealth - Telehealth</image:title>
      <image:caption>Online therapy or telehealth has become increasingly common since COVID 19. Telehealth increases access to therapy by reducing the barriers of time and distance. A number of studies have concluded that online therapy is equivalent to face-to-face interventions on most dimensions including scheduling/attendance, reducing behavioral health stigma and establishing a therapeutic alliance.  I am currently licensed to provide Telepsychology in 43 states of the United States through PSYPACT. Click here for a list of participating states. What is PSYPACT? PSYPACT is an interstate compact that allows licensed psychologists to practice telehealth and to conduct temporary in-person face-to-face practice of psychology across state boundaries legally and ethically without having to be licensed in every state to practice. At the moment, PSYPACT legislation is fully effective in 43 states. There is one other state where legislation has been enacted, but not yet effective and 6 other states have pending legislations.</image:caption>
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    <loc>https://www.drmalaga.com/contact</loc>
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    <lastmod>2025-10-25</lastmod>
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    <loc>https://www.drmalaga.com/new-page-1-2</loc>
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    <lastmod>2025-10-26</lastmod>
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    <loc>https://www.drmalaga.com/individualtherapy</loc>
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    <lastmod>2025-10-26</lastmod>
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      <image:title>Individual Therapy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Individual Therapy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Individual Therapy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Individual Therapy - Fees</image:title>
      <image:caption>I am an “out-of-network” provider, which means if your insurance company offers out-of-network benefits, you should be reimbursed by your insurance company based on the terms of your individual policy. If you choose to file for reimbursement I will provide you a monthly Superbill that includes all required information to submit to your insurance company. Please contact your insurance company to clarify coverage and out-of-network benefits. Some helpful questions to ask are: Do I have out-of-network benefits? If so, what percentage is covered? Do I have a deductible? Is prior authorization required? How do I submit a claim for reimbursement? How long does it take to process reimbursements? What is the reimbursement rate for CPT code 90834 and 90837? The fee for a 50-minute individual psychotherapy session is $240. Payment is due at the end of each session.</image:caption>
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    <loc>https://www.drmalaga.com/about-1</loc>
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    <lastmod>2025-10-21</lastmod>
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      <image:title>Before We Meet</image:title>
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    <loc>https://www.drmalaga.com/new-page-1-2-1</loc>
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    <lastmod>2025-10-17</lastmod>
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      <image:title>Español - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.drmalaga.com/couples-therapy</loc>
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    <lastmod>2025-10-26</lastmod>
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